Etap Takaful Car insurance

Ethical Insurance For Social Good

Africa's most powerful car insurance app

ETAP Car Insurance on Google Play Store
ETAP Car Insurance on Apple App Store
ETAP Takaful insurance for everyone

Trusted by

ETAP Car Insurance and Suzuki

How it works

Get ETAP Takaful cover on from App

You get an ETAP Takaful policy from the ETAP app with all the risk protection as conventional insurance

ETAP Takaful collections

Once a year, we collate all the remaining money left (after claims and management) from you and others

ETAP Takaful surplus payment to you

We give that surplus back to you, or a nonprofit cause you choose

Total Surplus (Monies) Given Back


Unlike conventional insurance, Takaful's primary purpose is to mitigate risk and provide peace of mind for our contributors. Customers have been given back over ₦251,846,000 by Takaful underwriters in Nigeria.

Claims pay-out in record time

We are proud to say we have the best claims process in the industry and continue to live up to our promise of instant claims, whether by payouts or repairs done by our accredited repair centres.

Get Takaful Car Insurance cover in 90 seconds

Insure your car with ETAP Takaful in 90 seconds

ETAP leverages an innovative blend of artificial intelligence and behavioral economics to unlock savings and fairer pricing for you.

Learn more about policy purchase

Our Existing Tech + Takaful = AMAZING!

With our existing tech and Takaful, we're taking car insurance to the next level. Get the same speedy, rewarding experience, now with an added layer of ethical assurance.

Driving Insights

ETAP's driving insights enable you to understand and improve your driving habits, track your progress over time with easy-to-understand charts and graphs, and earn rewards through the new Takaful car insurance

Safe Driving Rewards

We will reward you for driving safely by giving you points after every trip which you can accumulate to claim rewards from over 500 stores (Jumia, Spar, FilmHouse, ShopRite etc.)

Crash Notifications

If you are in a crash, the app will identify it and ask if you want emergency assistance. You may also use the app to request for help in any other emergency.

Driving insights on ETAP Car Insurance
Safe Driving Rewards on ETAP Car Insurance
ETAP Emergency Crash notification

Insurance Driven by Social Good and Social Impact

Unlike conventional insurance, ETAP Takaful is rooted in Islamic tenets and driven by social good and social impact. Takaful's purpose is to ease the risk faced by policy holders. With a focus on transparency and collaboration, we strive to create a community-driven approach to insurance that benefits all. How do you want your surplus?

ETAP Takaful surplus payment to you


With this option, you can receive a percentage of your surplus as cashback when you renew your policy. This means you can enjoy even more savings on top of our already affordable rates.

Get discount on renewing car insurance

Discount on Renewal

After you receive your cashback, you can also choose to receive a discount on your next renewal instead of cashback. This way, you can save even more money while still benefiting from our excellent coverage.

ETAP Takaful for social good

Donate to Charity

If you're feeling charitable, you can opt to donate your surplus to a charity of your choice. This is a great way to give back to the community while also enjoying the benefits of our Takaful car insurance.

Donate ETAP Takaful Surplus to charity - Insurance for social good

No matter which option you choose, you can be sure that ETAP is committed to providing you with the best possible service and support. So why wait? Insure your car with ETAP today and experience the peace of mind that comes with our Takaful car insurance.

ETAP Car Insurance on Google Play Store
ETAP Car Insurance on Apple App Store

Comprehensive or 3rd Party Cover

Our Takaful car insurance plan comes in two options - 3rd Party and Comprehensive. Here's a breakdown of what each option covers:

What it covers

This plan covers you against any legal liabilities arising from third-party damages or injuries caused by your car, up to N3million. This includes damage to another vehicle or property, as well as bodily injuries to other individuals. With our 3rd Party insurance, you can enjoy the peace of mind that comes with knowing you're protected from unexpected expenses.

Frequently Asked Questions

Get ETAP Takaful for your car today!

Insure your car with ETAP Takaful today, the community-driven car insurance app rooted in Islamic tenets, social good, and social impact – download the ETAP app now!

ETAP Car Insurance on Google Play Store
ETAP Car Insurance on Apple App Store
ETAP Takaful - Islamic Car Insurance in 90 secs